Replacing a central air conditioner is not cheap. It costs an average of $3,500 to $4,000 to install a new unit in most homes, so naturally many people wonder if their homeowner's insurance will pick up the tab. The answer is it depends on the reason why the unit needs to be replaced. Here's information on when your homeowner's insurance policy will cover the cost of a new a/c and what you can do when it doesn't.

After earning that bonus at work or inheriting a little cash, it can be frustrating to come across a faulty appliance at home. Instead of booking a fun vacation with your family or upgrading your car, you might find yourself heading to the home improvement store to investigate refrigerator prices. However, these two products might ward off appliance problems, so that you can enjoy any extra money that comes your way: